Financial Independence Planner
Project your portfolio growth, estimate your FI date, and get a simple action plan.
Growth Projection Calculator
Annual
%
Total Contributions2,360,000
Projected Total8,943,125.47
Portfolio Growth
Projection based on your current savings, monthly investment, and expected annual return.
FI Calculator
Annual
%
FI Number2,500,000
Years Until FI16.0
Goal-Based Planning
Annual
%
Required Monthly Investment1,357.293
Required Savings Rate5.4%
REPORT
Projected Portfolio Value
8,943,125
Total Contributions
2,360,000
Total Growth
6,583,125
Years Until FI
16 yrs
✓
Are You On Track for FI?
Status: On Track
FI Target: 2,500,000 Projected FI Value: 2,724,588.136Est. FI Age: 46
Recommendation
- You appear to be on a solid path. Stay the course, keep costs low, and keep investing consistently.
FI Progress vs Target
Contributions vs Growth Over Time
| Year | Cumulative Contributions | Cumulative Growth | Portfolio Value |
|---|---|---|---|
| 1 | 272,000 | 16,814 | 288,814 |
| 2 | 344,000 | 40,047 | 384,047 |
| 3 | 416,000 | 70,166 | 486,166 |
| 4 | 488,000 | 107,666 | 595,666 |
| 5 | 560,000 | 153,082 | 713,082 |
| 6 | 632,000 | 206,987 | 838,987 |
| 7 | 704,000 | 269,993 | 973,993 |
| 8 | 776,000 | 342,758 | 1,118,758 |
| 9 | 848,000 | 425,989 | 1,273,989 |
| 10 | 920,000 | 520,441 | 1,440,441 |
| 11 | 992,000 | 626,926 | 1,618,926 |
| 12 | 1,064,000 | 746,314 | 1,810,314 |
| 13 | 1,136,000 | 879,537 | 2,015,537 |
| 14 | 1,208,000 | 1,027,596 | 2,235,596 |
| 15 | 1,280,000 | 1,191,563 | 2,471,563 |
| 16 | 1,352,000 | 1,372,588 | 2,724,588 |
| 17 | 1,424,000 | 1,571,904 | 2,995,904 |
| 18 | 1,496,000 | 1,790,834 | 3,286,834 |
| 19 | 1,568,000 | 2,030,795 | 3,598,795 |
| 20 | 1,640,000 | 2,293,308 | 3,933,308 |
| 21 | 1,712,000 | 2,580,002 | 4,292,002 |
| 22 | 1,784,000 | 2,892,627 | 4,676,627 |
| 23 | 1,856,000 | 3,233,056 | 5,089,056 |
| 24 | 1,928,000 | 3,603,300 | 5,531,300 |
| 25 | 2,000,000 | 4,005,514 | 6,005,514 |
| 26 | 2,072,000 | 4,442,008 | 6,514,008 |
| 27 | 2,144,000 | 4,915,262 | 7,059,262 |
| 28 | 2,216,000 | 5,427,932 | 7,643,932 |
| 29 | 2,288,000 | 5,982,868 | 8,270,868 |
| 30 | 2,360,000 | 6,583,125 | 8,943,125 |